Tag Archive: Auto Insurance

cars in lane stuck in traffic representing MCCA Fee

MCCA Fee to Drop Below $100 for First Time Ever

Beginning July 2021, the Michigan Catastrophic Claims Association (MCCA) fee will drop below $100 for the first time in nearly 20 years. Their fee for the July 1, 2021 – June 30, 2022 period is dropping down to $86 per vehicle. This is the second consecutive year for decreases in the fee. For the 2020-2021…
closeup of white car in driveway for auto reform concept

Frequently Asked Questions about Michigan’s Auto Reform Law

Michigan’s new auto reform law is now in effect. Understanding the new changes can be confusing, but don’t worry. An independent insurance agent is your best option for handling auto reform. That’s why you can trust us with your auto reform needs. We’ll work with you to help ensure you get the coverage you need.…

Online Program Helps Teens to be Better Drivers

What if we told you that there’s a program designed specifically with your teen driver in mind? Well, there is. The teenSMART program is an online course that will educate your teen about the ins and outs of safe driving. According to the teenSMART website, “Teens that complete the teenSMART program have up to 30%…

Lower Your Auto Insurance Rate with These 5 Tips

It has been six months since you found your affordable auto premium and now it’s time to renew. But there’s only one problem. Your insurance company auto renewed your policy at a new price you can’t afford.

3 Common Business Insurance Myths

There are several misconceptions when it comes to business insurance. Here are three myths that you’ve probably heard before: Myth #1- Personal Auto Policies Will Cover Losses on Vehicles Used for Commercial Purposes Make sure you check with your insurance agent to see what’s covered and excluded from your personal auto policy. If you have…

TeenSMART Program Helps Teens to be Better Drivers

What if we told you that there’s a program designed specifically with your teen driver in mind? Well, there is. The teenSMART program is an online course that will educate your teen about the ins and outs of safe driving. According to the teenSMART website, “Teens that complete the teenSMART program have up to 30%…

MCCA Announces New Fee Increase

The Michigan Catastrophic Claims Association Fund issued a press release explaining their latest fee increase for Personal Injury Protection medical claims. According to the MCCA website, the MCCA is a nonprofit association that reimburses no-fault auto insurance companies for medical claims that supersedes a PIP policy amount. As far as the amount is concerned, the…

No-Fault, Collision, and Comprehensive Insurance: What’s the Difference?

What’s the best insurance coverage for your vehicle? Well, for starters, there’s one major insurance coverage you’ll need as it’s required by Michigan law: no-fault insurance. Just because no-fault insurance is legally required doesn’t mean that the other two insurance coverages aren’t equally important and necessary. When weighing in on what coverage is best for…

Four effective ways to prevent car theft

Imagine walking out of a shopping center or your front door and realizing your car has been stolen. Sadly, that’s the experience of owners of more than 700,000 stolen vehicles each year. That’s $4.1 billion worth of cars, trucks and SUVs. Close to half of these stolen vehicles were never recovered. Did you know that you can help…