For electrical contractors, having the right insurance coverage is essential to protect your business, your employees, and yourself from liability or financial loss. Many states require electricians to carry certain types of insurance. Plus, clients—especially general contractors or commercial jobs—often won’t hire you without proof of insurance. Having insurance shows professionalism. Clients trust insured contractors more because it shows you’re serious about your business and capable of handling issues responsibly. Allied Insurance Managers specializes in providing tailored insurance solutions for electrical contractors and the unique risks they face.
Our electrician insurance packages are fully customizable based on business needs. Some of our coverage options include:
An essential bundle package that combines critical types of coverage into a single policy, such as bodily injury and property damage. By combining elements of different policies, the bundle is especially important and affordable for small businesses.
Protect yourself from financial loss and claims tied to injuries and property damage, both of which are inherent risks in electrical work.
Work vehicles face costly repairs and maintenance due to heavy use, and auto accidents can happen. Secure protection from expenses due to injury claims or necessary repairs.
Workers’ compensation is a required coverage if you have employees. It covers both work loss/disability benefits and medical costs associated with injuries sustained in the workplace.
Business income insurance helps replace lost income if your business cannot operate due to a covered cause of loss (like a fire, storm, or other property damage).
Large claims and lawsuits can force your doors closed. Rest easy knowing a second safety net is there with protection beyond standard limits.
Surety bonds are essential for any business dealing with contracts. Our team offers a wide range of bonding solutions, including bid, performance, and payment bonds.
Allied Insurance Managers is one of Michigan’s largest independent insurance agencies. We have nearly 40 years of experience supporting small and mid-sized businesses in many industries, from construction and HVAC to specialized electrical contractors. Our experts understand the unique risks associated with each industry, and as an independent agency, we’re partnered with many carriers to help you find the best deal. We’re also endorsed by the Michigan National Electrical Contractors Association to stay on top of the latest industry changes and risks. When you work with us, you can have complete confidence that you’re getting the best coverage possible.
