Life Insurance


Protection For The Ones You Love

Life insurance is important to protect your family and/or business. We offer term life insurance and permanent life insurance. Term life insurance will normally have a set premium that will pay a benefit over the course of the policy. Permanent life insurance provides lifelong protection. These policies offer cash value accumulation and a death benefit as long as you pay the premiums and there are no loans, withdrawals or surrender taken.

Senior people and financial advisor
Who needs it

Who Need Life Insurance Coverage?

If you’re worried about your family’s well-being after you’re gone, then life insurance is a great option. Life insurance protects your loved ones in the event of your death. It’s especially important for those who have special needs dependents or partners who live off of their income.

Elderly couple planning on life insurance plan
  • Retirees
  • Spouses
  • Empty Nesters
  • Singles without Children
  • Small Business Owners
  • Primary Care Takers

Life insurance can include many different offerings. Additional benefits are available for death that results from accidents or those who are diagnosed with terminal illnesses that result in accelerated death.

Accelerated Death Rider

In the event that you are diagnosed with a terminal illness, accelerated death rider coverage can give you a portion of your life insurance death benefits to help pay for treatments or make your final days as comfortable as possible.

Accidental Death Benefits

If you were to die during or as a result of an accident, Accidental Death Benefits are paid out through your life insurance. Funds can be used to support your family or cover things like funeral expenses.

Children's Term Rider

Insure the life of your children without an additional life insurance policy through a Children’s Term Rider. This coverage will pay out in event of a child’s passing and can be transferred as a full life insurance policy once your child becomes an adult.

Disability Waiver

A disability waiver of premium rider allows you to wave a premium payment if you became disabled while under this coverage. This can make a big difference in your quality of life if you were to become disabled and unable to work.

Insured Insurability Rider

A guaranteed or insured insurability rider allows you to increase an existing death benefit under your Life Insurance without undergoing medical testing or re-qualification. The updated premium will not take into account your current age or new health issues.

Why us

Why Choose Allied For Your Life Insurance?

Dealing with these issues can be uncomfortable and difficult to face. We want to help you protect your loved ones. Trust Allied to help you put together a plan for your family.

Hands of senior woman letting agent to fill life insurance policy document with her personal data

Take the first step toward comprehensive coverage by requesting a quote from Allied Insurance Managers today!