Life insurance is important to protect your family and/or business. We offer term life insurance and permanent life insurance. Term life insurance will normally have a set premium that will pay a benefit over the course of the policy. Permanent life insurance provides lifelong protection. These policies offer cash value accumulation and a death benefit as long as you pay the premiums and there are no loans, withdrawals or surrender taken.
If you’re worried about your family’s well-being after you’re gone, then life insurance is a great option. Life insurance protects your loved ones in the event of your death. It’s especially important for those who have special needs dependents or partners who live off of their income.
In the event that you are diagnosed with a terminal illness, accelerated death rider coverage can give you a portion of your life insurance death benefits to help pay for treatments or make your final days as comfortable as possible.
If you were to die during or as a result of an accident, Accidental Death Benefits are paid out through your life insurance. Funds can be used to support your family or cover things like funeral expenses.
Insure the life of your children without an additional life insurance policy through a Children’s Term Rider. This coverage will pay out in event of a child’s passing and can be transferred as a full life insurance policy once your child becomes an adult.
A disability waiver of premium rider allows you to wave a premium payment if you became disabled while under this coverage. This can make a big difference in your quality of life if you were to become disabled and unable to work.
A guaranteed or insured insurability rider allows you to increase an existing death benefit under your Life Insurance without undergoing medical testing or re-qualification. The updated premium will not take into account your current age or new health issues.
Dealing with these issues can be uncomfortable and difficult to face. We want to help you protect your loved ones. Trust Allied to help you put together a plan for your family.