Employers may choose to offer disability benefits to employees who are out of work because of a sudden accident or an illness. There are many different types of disabilities that fall under the eligibility requirements. We offer short and long-term disability options to all of our clients.
The livelihood of all employees should be considered if your company operates in a physically demanding environment. Any job requiring extensive physical activity will be harder to manage and retain employees in the event that they become sick or injured.
Short-term disability is an income replacement benefit that provides a percentage of pre-disability earnings on a weekly basis. This covers off-the-job accidents and illnesses that workers’ comp would not typically cover.
Long-term disability coverage offers the same type of coverage as short-term disability, just for a longer time period. Long-term disability typically covers 40-70% of an employee’s income.
When you purchase disability insurance from Allied Insurance Managers, you’re working with a team with high standards. We’ll collaborate with you to learn about your company’s requirements to determine the best disability plans to cover top-quality coverage as part of your employee benefits package.