Disability Insurance


Protect Your Paycheck

Disability insurance encompasses paid sick leave, short-term disability benefits, and long-term disability benefits. Statistics show that in the U.S., a disabling accident occurs on average once every second. One-in-four workers will become disabled at some point during their adult work life. We’ll help get you prepared for the unexpected so your paychecks keep coming even if you cannot work for a short or long amount of time.

Disability Insurance
Who needs it

Who Needs Disability Insurance Coverage?

If you and your family depends on your income to survive, then you should consider investing in some type of disability insurance. This will ensure that you can continue to receive at least part of your income should you become injured or sick and cannot work for a time being.

Adult woman in her late twenties on couch at home with crutches and orthopedic plaster caress the dog. Fracture of the leg or foot. Concept of rehabilitation and healing. Orthopedics and Traumatology.
  • General Workforce
  • Sole Providers
  • Parents
  • Those with Recurring Injuries
  • Those Paying Off Debt
  • Workers with No Employee Benefits

One of the most common reasons for disability is on-the-job injury, which explains why the second largest form of disability insurance is that provided by employers to cover their employees. However, there are several subtypes that may or may not be separate parts of the benefits package: workers’ compensation and more general disability insurance policies.


When you’re relying on your income to cover life expenses, having an individual disability insurance plan can help safeguard against unexpected situations that may leave you disabled and unable to work.

Employer Supplied

When your employer provides disability insurance, the coverage can help pay for your living expenses while you’re unable to work for your income as a result of a work related injury or illness.

Key Person

If you’re someone like a director of operations, the only store manager, or a top sales representative, you may qualify as a key person, without whom the company may struggle to stay running.

High Limit

Accident or illness can strike at any moment. With High Limit coverage on your disability insurance plan, you’ll be protected as a high income level worker. This coverage also usually extends to those doing high-risk jobs.

Workers’ Compensation

Typically this coverage is offered through your employer rather than an individual, but workers’ comp, or workman’s comp will cover the cost of medical injuries and lost wages for work-related accidents.

Why us

Why Choose Allied for Disability Insurance?

You and your family rely on your steady paycheck. Don’t allow an injury to uproot your entire life. We’ll find the right disability insurance for you and your family to ensure you’re always financially stable no matter what life throws at you.

Disabled woman with bandaged arm signing document

Take the first step toward comprehensive coverage by requesting a quote from Allied Insurance Managers today!