Employers may choose to offer disability benefits to employees who are out of work because of a sudden accident or an illness. There are many different types of disabilities that fall under the eligibility requirements. We offer short and long-term disability options to all of our clients.
The livelihood of all employees should be considered if your company operates in a physically demanding environment. Any job requiring extensive physical activity will be harder to manage and retain employees in the event that they become sick or injured.
Disability insurance for your company covers paid sick leave, short-term disability, and long-term disability costs while helping to take care of your team.
Short-term disability is an income replacement benefit that provides a percentage of pre-disability earnings on a weekly basis. This covers off-the-job accidents and illnesses that workers’ comp would not typically cover.
Long-term disability coverage offers the same type of coverage as short-term disability, just for a longer time period. Long-term disability typically covers 40-70% of an employee’s income.
When you purchase disability insurance from Allied Insurance Managers, you’re working with a team with high standards. We’ll collaborate with you to learn about your company’s requirements to determine the best disability plans to cover top-quality coverage as part of your employee benefits package.
