We understand the bar & restaurant business and have become one of the most experienced firms in Michigan. Over the years, we have built relationships with the most specialized insurance companies in the industry, who can cover all of your exposures including delivery, 100% alcohol operations, nightclubs, and concert venues. We have the expertise to help you manage all of your bar and restaurant insurance risks.
Whether you operate a 5-star fine dining restaurant or fast food operation, you need to protect your business with best Bar & Restaurant Insurance in Michigan. Don’t let a kitchen fire or a slip and fall destroy your business, trust the experts at Allied Insurance Managers.
Damage to perishable food inventory can be extremely costly. Power outages or other unforeseen events could cause your food to spoil and cause your business financial harm.
If a health board shuts down your business after a food-borne illness outbreak, food contamination coverage can help cover your lost profits.
Having cash on hand leads to ethical dilemmas for your employee’s and is an appetizing exposure for criminals. Be sure that the theft of funds is covered properly.
Coverage is required by law; but hard to place for some bars & restaurants. We are a reputable insurance agency with access to insurance programs for all types of liquor liability exposures, including operations with no food sales.
Whether you have employee’s running errands, delivery drivers, or third party services, your business has a liability exposure for the vehicles that are operating on the road.
With supply chain issues and labor demands, 12 months of income loss coverage might not be enough to rebuild your business. We can offer 24-months of coverage to allow your business the proper time to rebuild.
Once your restaurant reopens, it will take time to get back to previous operating revenues. We’ll extend the policy to pay for your lost profit up to 24 months.
We’re one of the preferred representatives for the Michigan Restaurant & Lodging self-insured workers comp fund. The MRLA Fund returns 48% of premiums to member companies (on average).
Protect yourself from accusations of discrimination, wrongful termination, harassment and sexual misconduct between your management, employees, and customers.
In this industry, your recipe is king and what makes your business stand out. Having the proper coverage in place to protect you from the loss of a key employee can be critical to your success.
We’re proud to also include coverages for Contamination, Tank Collapse, Tank Leakage, and Product Recall to our long list of restaurant insurance offerings.
It’s simple, actually. We’ve been recognized by The Michigan Restaurant Association as one of the leading organizations within the bar and restaurant industry. Our access to the top insurance companies in Michigan enables us to provide you with broader coverage at the most competitive rates.