The cost of homeowners insurance often depends on what it would cost to replace the house and which additional riders—additional items to be insured—are attached to the policy. There are a number of different classifications of coverage in a homeowners policy. At Allied, we make it easy for you to cover your home and personal belongings.
If you have a mortgage, your lender will require you to have homeowner insurance. Be sure to protect your investment by getting the proper home insurance coverage.
If your home is damaged in a fire, during a storm, or vandalized, the dwelling coverage on your homeowners insurance will help cover repairs.
When other objects on your priority are damaged like a detached garage or fence, other structures coverage can help you pay to repair the damages.
If you are displaced from your own due to a covered loss like a fire or flooding, this policy will help cover the temporary costs of being unable to live in your home.
When the things in your home are damaged like your computer, furniture, or clothing, personal property coverage will help you pay to replace these items.
There may be limits on how much your provider will reimburse you for, but this coverage typically includes moving costs, transportation fees, temporary residence costs, and more.
Additional Coverages under Home Insurance can include things like debris removal or flood insurance to restore your home after damage has been taken.
Homeowners with insurance questions can call us anytime. Allied Insurance Managers has been providing clients with exceptional services since 1912. We’re proud to be one of the leading home auto insurance agencies.