Haunted Attraction Insurance
Haunted Attraction Insurance
We Are the Experts in Haunted Attraction Insurance
Are you looking for an expert in haunted attraction insurance? If so, turn to Allied Insurance Managers. We’re one of the largest independent insurance companies in Michigan and produce thousands of specialized programs for businesses every year, including haunted attraction insurance programs.
Our specialized knowledge allows us to create customized risk management programs that provide comprehensive coverage for haunted attractions, including general liability, property insurance, workers' compensation, cyber liability, and more. Trust us to help protect your business so you can focus on delivering a thrilling experience to your guests.
Annual Policies
Annual policies are often preferred for haunted attractions due to their cost-effectiveness and ease of operations. They help reduce administrative tasks by ensuring continuous coverage without frequent renewals, which can save both time and money in the long run.
Who Needs Our Coverage?
- Haunted Houses
- Haunted Hayrides
- Haunted Mazes
- Ghost Tours
- Haunted Trails
- Haunted Theme Parks
Our Coverage
General Liability
This required coverage helps protect your business against bodily injury or property damage claims from potential visitors.
Property
Property insurance protects you if your building, props, costumes, and other special equipment become damaged.
Workers’ Compensation
Live actors can easily get hurt; workers’ compensation covers medical costs and a portion of lost wages for employees who are injured on the job.
Employment Practices Liability
Employment practices liability will protect you against any potential discrimination, wrongful termination, or harassment claims from employees.
Cyber Liability
You most likely use online platforms for ticket sales, marketing, and operations, so having cyber liability is a must. This coverage will protect against risks data breaches or cyber-attacks that could compromise sensitive information about your customers and employees.
Umbrella Liability
Umbrella liability adds an extra layer of security, extending coverage limits beyond what general liability provides. We highly recommend this coverage for haunted attractions that frequently receive large crowds or have complex setups.
Business Interruption
If your attraction is in area that frequently experiences storms or wildfires, we recommend business interruption coverage, which provides financial protection during temporary closures.
Liquor Liability
This optional coverage is critical if you sell or plan on selling alcohol at your attraction. Liquor liability insurance covers injuries and damage resulting from intoxicated guests.
Equipment Breakdown
If your attraction relies on special effects or mechanical props, equipment breakdown insurance can help cover the costs of repairing or replacing them.
States With Preferred Coverages
We cover the entire United States, however we offer preferred coverage through our partner providers in the following states:
Arizona, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Carolina, Ohio, South Carolina, Tennessee, Virginia, and Wisconsin.
Contact Our Haunted Attraction Insurance Team of Experts:
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