Categories for Business Insurance

side mirror of car adjusted to view traffic at night

Car Mirror Adjustment- Are You Doing it Right?

“The other car was in my blind spot!” is something heard frequently when discussing lane change or merge crashes. Knowing how to adjust and use mirrors is one of the easiest and most effective ways to prevent this type of crash. Drivers are now becoming more accustomed to – and rely upon – technology to…
As a business owner, knowing the value of your business is important for a variety of reasons, and we hope this article helps.

What is the Value of Your Business?

In the second quarter of 2021, more than 2,000 small businesses were sold. The median sale price was roughly $320,000, up 12% from the same time last year.1 Finding the Value of Your Business As a business owner, ascertaining the value of your business is important for a variety of reasons, including business succession, estate…
Business liability coverage can protect your business in a variety of ways against formal lawsuits or third-party claims. Learn more here!

How Liability Coverage Protects Your Business

Business liability insurance protects your business (and you personally) against formal lawsuits or third-party claims. This type of liability coverage will also cover any legal expenses related to your legal defense. For example, business liability insurance protects your company’s assets if: Someone gets hurt on company property You or someone you employ causes property damage…
A staggering 43% of small and medium-sized businesses do not have a cybersecurity plan. Is cyber liability insurance right for you?

Is Cyber Liability Insurance Right for You?

As any savvy business owner knows, purchasing general and professional liability insurance is simply smart. But in today’s hyper-connected digital world, in which phishing emails, misplaced laptops, or weak passwords can result in a massive data breach, it’s clear the rules are changing. Cyber liability insurance could be an important coverage option to consider adding.…
osha violations to avoid in 2023

Top 5 OSHA Violations to Avoid in 2023

As we start a new year, we thought it would be appropriate to look back at the top five most common Occupational Safety & Health Administration (OSHA) Violations. Fall Protection Fall Protection has reached its 11th year ranking at the top of OSHA’s common violations list. This year, there were 5,260 violations. Appropriate and effective…
Do you need a business insurance broker?

Do I Need A Business Insurance Broker?

Due to various factors, insurance premiums are expected to increase in 2023. Our team wants to ensure that you are informed and prepared to address these changes while ensuring your business is protected. Keep reading to learn why you need a qualified business insurance broker on your team to navigate your coverage options. Why are…
create an end of year checklist to close out the year strong!

End-Of-Year Checklist

Where has 2022 gone? If you are a business owner, this time of year can be doubly stressful between balancing holiday plans and end-of-year operations. That’s why we want to take a moment to focus on creating an end-of-year checklist—so you can focus on the important things! Do I Need an End-Of-Year Checklist? Yes, creating…
good records

Keeping Good Records is Good Business 

Maintaining good records is important to help meet your tax and legal obligations. The right record keeping system not only helps satisfy these obligations, but it may save you money and time. Here’s what to consider for your record-keeping system.  What Records Do You Need to Keep?  The first step is identifying the records you…
Most Common Business Insurance Claims

Most Common Business Insurance Claims 

Pop Quiz! What are the most common business insurance claims? Is your business prepared to address these claims when they occur?  If you are unsure of these answers—or want a refresher—we hope this article can help! Whether you run a fast-growing business or are just starting, these business insurance claims could appear on your doorstep,…

The Ultimate End of Year Checklist for Small Business Owners

We can all agree that keeping a business afloat in a competitive market is quite tricky. It’s even sad that more than 20 percent of new businesses don’t get to celebrate their first anniversary. You have to reevaluate your business goals every year for continued success. Make an end-of-year checklist that you can use to measure and…