Michigan Home Insurance: The Benefit of Enhancing Your Home’s Security
Whether you’re out for a week-long vacation or you have an event to attend during the night, leaving your house unattended and unsecured can make it especially enticing to burglars. Although you can’t make your home entirely safe from thieves, there are certain safety measures you can take to drastically reduce your risk of becoming a victim. We at Allied Insurance Managers, Inc. encourage Michigan homeowners like you to consult with us regarding home insurance to minimize potential property losses should the worst occur.
Standard homeowner policies are divided into several categories, but home insurance typically covers liability for accidents that occur within the premises, as well as the loss of a home’s content or the owner’s possessions. Policies for residences require that those who are insured are living in the property.
We suggest implementing the following precautions:
- Keep entries secured. Make sure your doors and windows are equipped with strong and reliable security locks. Even if you won’t be out for long, always keep them locked.
- Make your home appears occupied. Robbers are more likely to invade a house that looks empty and will give them less trouble; making them think that somebody’s around can keep them at bay. Use timers to turn the lights on while you’re out. Don’t let your mail and newspapers pile up outside; ask a friend or a neighbor to keep them for you.
- Design your landscape with focus on enhancing your home’s visibility across the road. Remove areas or items that thieves may use for cover and cut off tree limbs that can give access to the windows upstairs.
- Inform others. Tell a trusted friend, neighbor, or local law enforcement officer if you will be away for a prolonged period. This way they can keep an eye on your home and take action should they notice something suspicious.
One advantage of improving your home’s security is that most insurers tend to charge lower premiums if they believe your house is less susceptible to burglary. This is especially true if your property has working security systems such as cameras, deadbolts, and alarms, with entrance points strong enough to make intrusion difficult.
There are many homeowners insurance options available for Michigan homeowners. If you’re interested to learn more, feel free to browse the rest of our website.
For decades, we’ve been providing Michigan homeowners the protection they need against theft and other incidents. We offer personalized guidance and work with only the most dependable agents and established insurance providers in the industry. Get in touch with us today!