Mechanical Contractor Insurance

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Who Needs It

Who Our Coverage Is For

At Allied Insurance Managers, we specialize in providing custom insurance solutions for mechanical contractors, including HVAC professionals, plumbers, pipefitters, and refrigeration technicians. We understand the unique risks your business faces—whether it’s liability claims, equipment damage or worker injuries, we offer comprehensive coverage to keep your operations protected. With affordable, industry-specific insurance plans, we help you stay compliant, minimize financial risks, and secure your business against unforeseen challenges. Get a fast, free quote today and ensure your mechanical contracting business is covered.

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  • Mechanical Contractors
  • Pipefitters
  • Plumbing Contractors
  • HVAC Contractors
  • Industrial Contractors
  • General Contractors

Coverage Options

Allied Insurance Managers is endorsed by the Michigan Plumbing and Mechanical Contractors Association (MPCMCA) and partnered with The Accident Fund to ensure extensive protection, including:

General Liability

General liability insurance protects against third-party claims against your business, including slip-and-fall accidents, mechanical failures and breakdowns, and illness-related accidents.

Workers' Compensation

Workers’ compensation offers no-fault protection to minimize financial losses related to work-related injuries and illnesses.

Commercial Auto

Mechanical contractors are always on the go—commercial auto insurance ensures your company vehicles are covered in the event of vandalism, theft, and collisions.

Property Insurance

Property insurance protects your important assets, including your building, equipment, inventory, and supplies, from covered claims, such as fire, theft, and vandalism.

Equipment Breakdown

If you experience equipment breakdowns during a project, this coverage will offer peace of mind by helping cover costs associated with repairs or replacements.

Surety Bonds

Give your clients peace of mind through bid, performance, and payment contract bonds. These bonds serve as an agreement that you’ll perform all obligations outlined in your contracts.

Errors & Omissions

Professional liability insurance, or errors and omissions, is a specialized form of protection for experts that can help you cover court costs or settlements.

Cyber Liability

If you handle sensitive customer data, your business needs to have cyber liability insurance to cover losses related to legal fees, credit monitoring costs for victims, and public relations.

Partnering With Allied Insurance Managers

Why Us?

Mechanical contractors insurance is a critical investment that could protect your business from numerous unforeseen risks. At Allied Insurance Managers, we have supported business owners across the U.S. for nearly four decades.

As one of Michigan’s largest independent insurance agencies, we are happy to help you develop a program that supports your business growth and success. We provide innovative insurance solutions to over 5,000 individuals and companies in the area annually and are ready to help you, too.

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Take the first step toward comprehensive coverage by requesting a quote from Allied Insurance Managers today!