Home Insurance Professionals Warn on Damages from Harsh Winter Weather


People in Michigan appreciate some natural wonders that residents of more southerly locales can’t always enjoy. The State of Michigan encompasses two peninsulas that span the entrance to Lake Michigan. Blessed with some exceptionally lovely wilderness areas, this region of the United States offers incredibly beautiful winter scenery.

Home Insurance

Along with memorable snow covered landscapes, during colder months Michigan residents endure bitterly cold weather. Frigid winds blow across the icy Great Lakes. These conditions sometimes create unusual hazards for homeowners. Purchasing a homeowners insurance policy furnishes greater peace of mind for property owners during winter months. Even the hardiest residents of ‘The Great Lake State’ appreciate this extra protection.

Bitterly Cold Weather

Examples of the immense power of Michigan’s winters to create especially difficult conditions for real estate owners fill local news reports. At times, millions of residents struggled under a Winter Storm Watch. Ice and freezing drizzle created concern about the possibility of difficult driving conditions and downed power lines in many parts of Michigan. The force of ice storms in this part of the world can cause down power lines.

Unexpected damage from ice storms can impact more than automobile owners. Often, cold weather patterns produce unexpected hazards for residential properties. Home insurance in Michigan should include coverage for unwelcome events, such as damage to roofs and buildings from downed trees.

Although people in warmer climates may find the notion of frozen ice storms transforming a yard difficult to envision, during cold weather in Michigan these types of weather patterns can cause to break off large tree limbs and fall onto a home. Stately pines can go careening into rooftops. Longtime residents of Michigan rarely discount the capacity of normal winter weather conditions to create havoc without much warning.

Peace of Mind

To enjoy better peace of mind under these circumstances, many residents insure their homes and automobiles against accidental damage. Companies like Allied Insurance Managers offer a wide range of home insurance policies for Michigan homeowners to help them protect their investment. Preparing in advance to handle emergencies, practicing cold weather safety while engaging in outdoor activities, and paying attention to local forecasts all assist residents during winter storms.

Winter storm watch: Significant freezing rain likely in most of Lower Michigan, MLive, December 27, 2015
White pine snaps, crashes onto home near Greenville, WoodTV, December 24, 2015

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Allied Insurance Managers's Bio

Headquartered in Rochester Hills, Mich., Allied Insurance Managers is one of the largest, privately-owned, independent insurance agencies in Michigan.