Home Insurance in Michigan: Protecting Your Home from Snow Damage


Apart from Yuletide cheer, winter also brings difficult weather conditions like heavy snow. While a little snow can add to the festive atmosphere, too much can lead to disaster. Given recent news reports from Buffalo, New York, it appears Michigan homeowners may have it rough again this year.

According to a report posted in Michigan Live, multiple cities in Michigan experienced record volumes of snowfall for the week of November 13 to 21. Grand Rapids alone had 29 inches of snowfall during the weeklong-span, which is the most snow the city ever had for the month of November.

Implications on your Home

Such heavy snowfall can be very detrimental to homes and their roofs. This holds especially true for older houses with worn out roofing, which could be more susceptible to a roof collapse from too much snow build-up. Apart from the danger of collapsing roofs, accumulated snow, if left unattended, can cause water damage within your home when it starts to melt.

Insurance and Prevention

When such a disaster happens, it can mean shelling out a fortune to cover the expenses and repairs. As such, it would be best to have your homes insured. Companies like Allied Insurance Managers, Inc. can help you find home insurance in Michigan that will be appropriate for your specific type of home or dwelling, as well as your other properties and belongings.

That being said, protection for your family, your dwelling, and yourself starts with adopting measures and practices that can help prevent weather-related home disasters. For instance, it pays to know how much weight your roof can hold. Older roofs, in particular, need to be checked for repair and fortification needs. Some may even need to be replaced altogether, especially those at the end of their lifespans.

Having the right homeowner’s insurance will give you the peace of mind that you can take the necessary measures to protect your property without struggling financially.

(Source: How crazy was last week’s snow and cold weather here in Michigan? mlive.com)

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Allied Insurance Managers's Bio

Headquartered in Rochester Hills, Mich., Allied Insurance Managers is one of the largest, privately-owned, independent insurance agencies in Michigan.