As we start a new year, we thought it would be appropriate to look back at the top five most common Occupational Safety & Health Administration (OSHA) Violations.
Fall Protection has reached its 11th year ranking at the top of OSHA’s common violations list. This year, there were 5,260 violations. Appropriate and effective fall protection is crucial because it can prevent serious work-related injuries and deaths.
Although the terms are used interchangeably, there’s a difference between fall protection and fall prevention. Fall prevention’s goal is to keep accidental falls from occurring in the first place, often through training or clearly marked barriers.
Fall protection is any equipment used to minimize an injury in the event an accidental fall occurs.
Hazard Communication ranked 5th on the list of most common OSHA violations in 2021, but it rose to 2nd place during 2022 with 2,424 violations recorded under this category.
All workers have the right to know and understand any work hazards that they may encounter while on the course of a job. According to OSHA, information about the identities and hazards of the chemicals must be available and understandable to workers. The descriptions should be clear and concise and avoid using technical jargon that may obscure the true risk involved.
There were 2,185 violations filed under respiratory protection. This OSHA protection states that workers must be provided with respirators or other respiratory protection when required for the job.
Respirators are important because they protect workers against various environmental hazards, including insufficient oxygen environments, harmful dust, smoke, gases, vapors, and sprays. Protecting one’s lungs from on-the-job hazards can avoid long-term injury or death.
There were 2,058 violations reported under scaffolding infractions. As stated by OSHA, scaffold incidents causing injury or death to workers is often the result of either the planking or support giving way, by the worker slipping, the absence of fall protection, or being struck by a falling object.
The most important takeaway when examining this list of common OSHA violations is that your employer is required to provide working conditions that are free of known dangers. If you are interested in learning more safety tips, OSHA provides state-specific safety courses.
Are you ready to reevaluate your business’s insurance coverage to ensure that you and your employees are protected while on the job? Click here to get a quote today!
If you create New Year’s Resolutions, we hope you’re on track and pursuing your goals. Whether you want to exercise more, get organized, or save money, there are a variety of goals to select—but we want to share insurance resolutions you can make!
Insurance Resolution #1: Home Inventory
One simple resolution you can begin working on today is creating—or updating—your home inventory. Having an up-to-date home inventory list will make your life easier in the event that you need to submit an insurance claim following a fire or other disaster.
How do I create an inventory?
A home inventory could be something as simple as a spreadsheet and photos of the items. It might also be helpful to conduct a mini video tour of your living space and narrate with relevant information concerning your items. Of course, you could also use a combination of all three methods!
The important thing is to create an accurate record of your possessions that clearly shows proof of ownership.
So, what should a home inventory include?
Name and description of items
Make and serial number (if applicable)
Price when purchased
Proof of purchase for big-ticket items
How often should I update my home inventory?
Great question! The short answer is that you should pick a schedule you can follow. This could be when you review homeowners’ insurance coverage, once every six months, or after you make a significant purchase.
The most important thing here is consistency. A home inventory (unfortunately) is not a once-and-done document.
Keep it safe!
Once you have created a home inventory, please store it in a secure location, and keep multiple copies. Look into storing your document on the cloud, in addition to your computer or a USB drive.
If your house is damaged in an accident, you want to avoid losing this document! We recommend keeping a copy in a safe place outside your home as well.
Insurance Resolution #2: Life Insurance Policy
It’s a good idea to review your life insurance policy every year, as life changes can happen quickly, and we want to ensure you maintain proper coverage.
So, who needs life insurance?
There are quite a few situations that indicate you need this policy, but it’s recommended that anyone with people relying on their income for financial support should look into getting life insurance.
Will you be co-signing a loan? It’s strongly recommended that both you and your co-signer get life insurance.
Want to learn more about life insurance?
Check out our blog here! It explores a few different situations that might indicate the need for multiple life insurance policies.
Insurance Resolution #3: Avoid Common Mistakes
Choosing an insurance plan can be complicated, and it’s easy to make mistakes. So, here are some mistakes to avoid when choosing your insurance plan.