Protect Your Children This Halloween

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Little girl dressed as Snow White holding adult's hand

Costumes, candy, friends, and fun seems to be the most enjoyable part of Halloween.

However, it’s not all fun and games for some children.

According to the National Safety Council, “Children are more than twice as likely to be hit by a car and killed on Halloween than on any other day of the year.”

“In 2017, October ranked No. 2 in motor vehicle deaths by month, with 3,700,” according to the NSC.

We want your children to be safe while out trick or treating.

Here are some safety tips to go over with your children BEFORE they leave the house:

Check Their Costume

This is something you should do way before Halloween.

Your child will need a costume that will not pose a safety hazard for them such as one that will not cause them to fall or be hard to be seen in.

Masks are not recommended if it will prevent your child from being able to view their surroundings.

Avoid accessories that are long and sharp and can cause an injury if your child were to fall.

Be Street Smart

By street smart, we mean knowing how to be safe while near or in the street.

Drivers, please remember children will be walking in and out of the streets in any area where there are homes.

You will need to drive a little slower than normal in case a kid suddenly crosses the street. Also, avoid distracted driving and phone use while on the road.

Please do not assume that children know how to be safe around cars.

Parents, please remember to give your children something that will help them to be seen such as reflectors to place on their clothes or bags. Flashlights are good to have to help you and other people see.

It’s also recommended that children stick together if you’re allowing older children to trick or treat by themselves, but we strongly encourage you to always be present with your children to maximize their safety.

Encourage your children to stay in areas that are lit and to never cross the street without using a crosswalk.

Make sure your children know not to go inside of a stranger’s home or car. Remind them of the tradition of only going to homes with the porch light on.

Not All Candy Is Dandy

Please remember to check your children’s candy before you let them eat it.

Check for opened candy and anything that looks like it has gone bad.

Make sure your child doesn’t have any weird objects mixed in with their candy.

Be Safe

We don’t want anything to happen to your children on Halloween.

Please use extreme caution while driving and walking with your children.

Not everyone will be exercising caution and care for young children.

Please review these safety tips with your child and make sure they know how to be safe.

Have a safe and Happy Halloween!


You Will Never Believe How Much Life Insurance Can Save Your Business

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Woman filling out life insurance form

You might not have given this much thought, but life insurance is just as important for your business as it for you and your family.

Think about it.

Your family will have help from your life insurance if you were to pass away, but what will happen to your business? Who will cover the costs of the business loan you may have taken out to open your business?

Here’s how life insurance can help your business, including a real example from a business owner whose business was saved during a downturn as a result of having life insurance.

A Key Person Insurance Policy Can Help

Key Person Insurance is a policy that your company opens on the life or health of a key individual whose services are essential to the continuing success of a business and whose death or disability could cause the firm a substantial financial loss.

A company will pay the insurance premiums and will be the beneficiaries of the policy if anything were to happen to the key employee.

This policy would help cover several costs associated with the death of the employee such as finding a replacement, covering losses from the employee’s death and paying for any company debts if the business shut down.

Here’s an example of a business that was saved due to a life insurance policy.

Check out the video below: