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Michigan Car Insurance Info: Get to Know the State’s No-Fault Law

Michigan Car Insurance Info: Get to Know the State’s No-Fault Law When it comes to automobile, bus, truck, or motorcycle accidents in Michigan, it is important to note that the state practices a no-fault policy. Under Michigan’s No-Fault Act, your auto insurance company will be the one responsible for paying most of your economic damages,… [Read more]

Michigan Auto Insurance – New Electronic Proof of Insurance Law

Officer:“May I see your Driver’s License and Proof of Insurance?” Driver: “Yes officer. Here’s my license and my phone.” Michigan drivers will soon be able to show police their proof of auto insurance on their cell phone or other mobile device under a new law signed yesterday by Gov. Rick Snyder. HB 4193, introduced by… [Read more]

Auto Insurance in Michigan: Sports Car Coverage

Those with the financial means may consider investing in a sports car. Whether it’s an American muscle car like the Corvette ZR1 or foreign vehicles like the Mercedes CLK GTR, a prize steed gives the driver an adrenaline rush. However, Sports Car Club Magazine underlines the importance of seeking auto insurance. If you’re buying a… [Read more]

Tasting rooms and Facility tours: Keeping the guests safe

Most breweries, wineries or distilleries offer tours and a tasting room where guests can enjoy a sample of the product or purchase drinks made on-site. With this offering comes a new set of exposures than a typical beverage manufacturer would have to deal with. If you own a brewery, distillery or winery be sure to… [Read more]

Let it Snow: Does your Home Insurance in Michigan Cover Winter Damages?

Winter with its crisp, cold air and delicate snowfall can be breathtakingly picturesque. Such beauty in nature, however, can easily turn ferocious. Stephanie Reid of Fox Business states: “In addition to the health and safety dangers of sub-zero temperatures, blinding snowstorms and inconspicuous ice sheets, winter weather can also be incredibly dangerous to your home.”… [Read more]

Business Insurance in Michigan: Importance of Protecting Online Data

Today, because of the increasing power of the Internet, more and more companies, big and small, are moving their businesses online. By doing so, however, they become vulnerable to cyber-attacks. This is why it is important to have some form of business insurance in Michigan that would cover and protect online data. One such coverage… [Read more]

Michigan Auto Insurance Covers You from the Risks of a Distracted Driving

Before going any further, let’s just get this out there: distracted driving is absolutely perilous. No questions asked. It basically works like driving while intoxicated; only the person behind the wheel is completely sober and aware of the situation but blatantly negligent of the potential perils.

A Business Insurance Agent Helps You Plan against Serious Work Hazards

On May 16, 2013, Hugo Hernandez Palomino, 28, was working on scaffolding when he was hit by a transformer. The force hurled him 8 feet into the air and down to the concrete surface below, paralyzing him from the neck down. The workers were told that the transformer had been de-energized when in fact, it… [Read more]

Home Insurance in Michigan: Protecting Your Home from Snow Damage

Apart from Yuletide cheer, winter also brings difficult weather conditions like heavy snow. While a little snow can add to the festive atmosphere, too much can lead to disaster. Given recent news reports from Buffalo, New York, it appears Michigan homeowners may have it rough again this year. According to a report posted in Michigan… [Read more]

Gain or Loss: Business Insurance Broker on Workers Comp Rate Drop

In a bid to attract more investors to Michigan, the state began pulling its workers compensation rates down in 2011. According to the Workers’ Compensation Agency (WCA), as of 2014, the rates have dropped by 22.7 percent over a three-year period, and are still expected to drop further next year, bringing them to 27.7 percent… [Read more]

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