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A photo featuring a woman holding a blue bucket that is positioned to catch water that is leaking through her ceiling. She is on the phone with her insurance agency to find out what her coverage is. There is a black and white dog on the left of the photo.

Flooding vs. Water Backup: What’s the Difference and What it Means for Your Coverage

According to the National Weather Service, 2021 was the seventh wettest summer on record. These heavy rains brought with them repeated flooding and devastation. If these events prompted you to reevaluate your flood insurance coverage, you are not alone! In this post we are going to explain the differences between your coverage if water damage…
Ladder in a house waiting for someone to safely use it

7 Crucial Ladder Safety Tips You Need to Know

Ladders are an essential tool for many tradespeople, but they can be dangerous if you don’t take the correct precautions. Ladder safety is critical to preventing accidents and injuries at work. Each time you use a ladder, no matter what type of ladder it is or how tall it might be, ladder safety is key.…
blue piggy bank on blue car waiting to be filled by the $400 refund checks from MCCA to Michigan drivers

Michigan Drivers: $400 per vehicle refunds coming soon

Following the recent November vote to support Gov. Gretchen Whitmer’s plan to issue refund checks to Michigan drivers, the Michigan Catastrophic Claims Association (MCCA) has finalized its plan to distribute these funds. Careful analysis by the MCCA revealed that of their $5 billion surpluses, about $3 billion was safe and able to be distributed back…

The Ultimate End of Year Checklist for Small Business Owners

We can all agree that keeping a business afloat in a competitive market is quite tricky. It’s even sad that more than 20 percent of new businesses don’t get to celebrate their first anniversary. You have to reevaluate your business goals every year for continued success. Make an end-of-year checklist that you can use to measure and…

Holiday Decorating Safety Tips: How to Stay Safe This Winter

The holidays are not a good time to worry about your health. But you need to be aware of the threats to yourself. Roughly 17,500 Americans had to go to the hospital due to decorating-related injuries. Decorating safety is essential. Yet many people don’t know good decorating safety tips. What should you do before the start of…

The Ultimate End of Year Checklist for Small Business Owners

We can all agree that keeping a business afloat in a competitive market is quite tricky. It’s even sad that more than 20 percent of new businesses don’t get to celebrate their first anniversary. You have to reevaluate your business goals every year for continued success. Make an end-of-year checklist that you can use to measure and…

5 Important Thanksgiving Safety Tips

Did you know that most home cooking fires occur on Thanksgiving? Believe it or not, Thanksgiving safety is a big issue because injuries tend to spike among most national holidays. Safety is no joke, and while the holidays are a time to celebrate, it’s important to take necessary precautions to keep you, your family, and your friends safe.…
hidden person in green and black hoodie symbolizing cyber attacks

What Every Company Should Know About Cyber Attacks and Cyber Insurance

Cyber attacks — you’ve probably heard about them, but how bad can they really be? Are they really one of the greatest threats to business in the 21st century? Or is that all hype? The truth is, if you run a business, you need to care about cyber attack protection. This article will walk you…

10 Halloween Safety Tips for a Happy, Healthy Holiday

Halloween is a magical time for kids (and adults). It’s a chance to put on a costume, collect candy, and spend time celebrating a fun holiday. However, it doesn’t come without risk. According to experts, children ages 4 to 8 are 10 times more likely to be fatally injured on Halloween than any other day of the…