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Commercial Insurance Replacement Cost

Commercial Property Insurance and Replacement Cost 

Have you taken an in-depth look into your commercial property insurance recently?   The Consumer Price Index (CPI) jumped 7.9% over the last year and is the highest rate since January 1982. This inflation has led to increased construction costs, which could mean your current replacement cost coverage is no longer sufficient.   What Determines Replacement Cost?  …
Replacement Cost

Home Insurance and Replacement Cost 

Have you taken an in-depth look into your home insurance coverage recently?   If it has been a few years since dusting off your policy and investigating, you may want to do so now. Recently, inflation has caused construction costs to increase which could leave many homeowners without adequate insurance coverage.  What is your home’s replacement…
Seasonal Employees filling out job applications

Seasonal Employees

Summer is around the corner, and depending on your area of expertise, your business might be gearing up for a busy season. We have a few suggestions to make your recruitment process as smooth as possible if that is the case.   Start Searching Early   Begin drafting job descriptions and creating job listings sooner rather than…
Have fun with your family and dye eggs this Easter!

Fun With Easter Eggs 

Spring has sprung, warmer weather is hopefully around the corner, and Easter is fast approaching. If you are interested in a fun activity that uses items you should already have in your home, look no further than egg dyeing. The fun thing about dyeing your Easter eggs is that you can make the process as…
Keep your workplace safe!

Workplace Safety Tips  

According to the Michigan Occupational Safety and Health Administration (MISOSHA), there were 46 workplace fatalities reported in 2021. Any loss of life or injury is a tragedy that should be prevented whenever possible. Therefore, ensuring that your employees have a safe working environment is paramount. Their safety is your responsibility, and we want to help…
A person is spring cleaning their house and checking for any household items that require maintenance

The Benefits of Spring Cleaning

The first official day of spring is right around the corner—and we cannot wait for March 20th to arrive. If the promise of balmy, breezy days has you itching to dust out the cobwebs, you are in good company. In a 2020 ACI National Cleaning Survey, 78% of households surveyed said they participate in spring…
Learn more about insurance for your commercial snowplow insurance

Is Your Commercial Snow Removal Business Covered?

We hope your commercial snow removal business successfully made it through early February’s winter storm and that you managed to stay warm and dry. If you operate out of Southeast Michigan and saw upwards of 11 inches of snow, we already know you had your work cut out for you. Have you ever stopped to…
Two people wearing hard hats are reading an article about the top 5 OSHA violations of 2021  to better prepare for their future working endeavors.

Top 5 OSHA Violations of 2021 to Avoid in the New Year 

The New Year is here! We hope you have a safe, happy, and fulfilling 2022 but before shutting the door on 2021 we thought it would be appropriate to look back at the top five most common Occupational Safety & Health Administration (OSHA) Violations.   1. Fall Protection Did you know that fall protection is consistently ranked at the top of OSHA’s common violation list for over 10 years? It ranked in this year with 5,271 violations. Appropriate…
This driver is preparing to meet the new ELDT guidelines.

Upcoming Entry-Level Driver Training Regulations

Entry-Level Driver Training (ELDT) regulations will set the minimum Federal requirements for training that new drivers must complete prior to being allowed to take certain Commercial Driver’s License (CDL) skills or knowledge tests. This will go into effect on February 7th, 2022.   The new ELDT mandate provides a minimum standard nationwide to ensure that new drivers entering the industry do so with the same education on competence and safety.  ELDT training will be comprised of classroom…