Allied Insurance Managers Named President’s Club Honoree

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President's Club Allied Insurance Managers, Inc.

Allied Insurance Managers is Named A President’s Club Honoree by Accident Fund

Allied Insurance Managers was one of just 65 agencies across the United States to receive this honor.

Lansing, MICH. Accident Fund is proud to recognize Allied Insurance Managers as part of their 2018 President’s Club honorees. The President’s Club is an exclusive group of top-performing independent insurance agencies nationwide who met specific criteria.

The qualifications for 2018 President’s Club members included

  • Cumulative loss ratio of 50% or less
  • Premium retention of 82% or higher
  • Written premium exceeding $2 million

“Their commitment and dedication to delivering our products and promoting our value to their customers greatly contributed to our joint success,” said Accident Fund’s President, Al Gileczek. “We deeply appreciate their continued support, ongoing feedback, and valued insight into the individual needs of their clients.”

This is Allied Insurance Managers, Inc’s third consecutive year receiving the President’s Club distinction.

“We are proud of the work that we do with Accident Fund and the value they bring to our clients,” said Paul Kosmal, Executive Vice President of Allied Insurance Managers Inc. “This honor recognizes the work that we do together.”

About Accident Fund

Accident Fund provides workers’ compensation coverage to small- to mid-size businesses. We are licensed in 50 states and partner with independent agents in 23 core states, primarily in the Midwest and Southeast. Our agent partners are dedicated professionals who represent us and act as our liaisons to businesses everywhere. Together, we create a powerful combination of financial stability and expertise combined with agents that understand and advocate for your business. We are more than an insurance company; we consider ourselves a full partner for our policyholders and agents.

About Allied Insurance Managers

As one of the largest independently-owned insurance agencies in Michigan, Allied Insurance Managers offers risk management and insurance products to individuals and business throughout Michigan and 35 other states.  To learn more please visit https://alliedinsmgr.com/

Media Contact:

Kendra Corman

H2H Consulting

248-923-1424

kacorman@h2hconsulting.net

What do you need to know about OSHA form 300A?

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Shelves of binders

Workplace injuries and illnesses have been decreasing since 2014, while fatalities at work have decreased since 2016, according to the Bureau of Labor Statistics’ Injuries, Illnesses, and Fatalities (IIF) program.

The most recent data, which comes from 2017, shows that deaths went from 5190 in 2016 to 5147 and injuries/illnesses decreased from 2953.5 in 2014 to 2811.5.

With both statistics on a downward trend, it makes you wonder… are workplaces becoming safer?

Former Occupational Safety and Health Administration (OSHA) David Michaels said there is a link between safer workplaces and more productive workplaces.

“By managing for safety, businesses are not only safer places to work, but the firms become more productive and profitable,” said Michaels. “It’s a win-win proposition.”

But these statistics don’t report themselves. They’re collected through OSHA form 300A.

If you’re a Michigan employer recognized by OSHA, you have until April 30, 2019 to complete, sign, and post their 300A summary for the 2018 calendar year.

How do you know if you’re an OSHA recognized employer?

You are most likely recognized by OSHA if your company has more than 10 employees, and therefore fall under the deadline to complete the form. (However there are certain exempt low-risk industries, which you can find here.)

While the federal government and the state of Michigan have different forms, Michigan’s workplace recordkeeping requirements and maintenance of employee medical records mirror the federal requirements from OSHA, and employers may use either the state or federal recordkeeping forms.

The 300A summary and the injury/illness/fatality logs are two separate forms.

In Michigan, employers are required to report these injuries and illnesses to Michigan’s Occupational Safety and Health Administration (MIOSHA):

  • Impatient Hospitalizations
  • Amputations
  • Loss of Eye
  • Workplace Fatalities

 

Employers must report all fatalities over the phone at 800-858-0397.

The other injuries and illnesses may be reported in three ways.

  • By phone or in person to the MIOSHA office nearest to where the accident took place
  • Over the phone to the MIOSHA’s toll-free central number (844-464-6742)
  • By an electronic submission found on MIOSHA’s website

 

Federally, employers are required to report injuries that result in medical treatment beyond first aid, days away from work, loss of consciousness, modified workload or job transfer, or death.

Federal OSHA recordkeeping mandates that injuries are reported on 300A log within a week of the accident.

In addition to completing and filing the 300A summary form, OSHA recordkeeping standards require that employers post their injury and illness summary, even if no serious injury or illness has occurred, in the same location as their routine employee notices.

OSHA also recommends that you keep each year’s injury logs and 300A summary for five years after the year has been completed.

The 300A summary form is a simplified version of the yearly logs, and employers report the total number of cases, days off, injury and illness types, and your establishments information.

Completing the 300A summary helps OSHA, employers, and employees evaluate workplace and industry safety and ways to reduce/eliminate workplace hazards.

You can find the federal OSHA 300A here, on page two.