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Oh dear! What to do if you hit one.

Posted on: Thursday, September 7th, 2017

Dawn and dusk might be pretty times to drive, but they also come with their own set of challenges. Deer and other game animals tend to forage at this time, making you more susceptible to a collision. It can happen to even the most careful of drivers. So, what do you do if you’re victim to Bambi’s spontaneity:

  • Stay calm. If possible, pull over to the side of the road, and turn on your hazard lights. If you must leave your vehicle, stay off the road and out of the way of traffic.
  • Call the police. Let them know if the animal is blocking traffic and posing a threat for other drivers. If the collision results in injury or property damage, you may need to fill out an official report.
  • Document the incident. If possible, take photos of the roadway, your surroundings, damage to your vehicle, and any injuries you or your passengers sustained. If witnesses are involved, ask them for a written account and their contact information.
  • Stay away from the animal. Even an injured one can attack.
  • Double-check that your car is safe to drive. Look for leaks, loose parts, tire damage, broken lights, etc. If you have any doubts call for a tow.
  • Contact your insurance agent. The sooner you report the incident, the sooner your agent can file and process your claim.

Knowledge is power, as they say. Keep calm and drive on!

Paul W. Kosmal

Senior Account Executive at Allied Insurance Managers, Inc.
Paul received a BBA from Western Michigan University, majoring in their renowned Sales and Business Marketing Program. Paul has also attained three prestigious Insurance Designations, Certified Insurance Counselor (CIC), Licensed Insurance Counselor (LIC) and Certified Professional Insurance Agent (CPIA)
Allied Insurance Managers, INC.