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How to Prepare for your Life Insurance Medical Exam

Your health plays a big role in determining the cost of a life insurance policy.  Life insurance companies require a medical exam where a trained medical professional comes to you, at your convenience.  The exam usually lasts about 20-30 minutes and the results of the exam aid in determining your rates. A test usually consists… [Read more]

Life Insurance – Accelerated Benefit Rider Benefits

Access life insurance benefits while you’re living A terminal illness can create an immediate need for cash. With the Accelerated Benefit Rider* (ABR), you may qualify for access to a portion of your life insurance death benefit while you are living. ABR allows advanced payment of the death benefit if you are: diagnosed by a… [Read more]

Affordable Care Act (Obamacare): Your guide to health insurance terms

Allied Insurance Managers, Inc. – Rochester Hills, MI 48309 Are you up to speed with all the health insurance buzz-words like “co-pay” and “premium”?  If not, you’re not alone.  Most Michigan residents probably don’t understand all the basic health care terminology, which could be a serious disadvantage when choosing a plan during open enrollment. Insurance… [Read more]

What to Expect With New Healthcare Reform Laws

On January 1, 2014 many provisions will take effect in regards to the Patient Protection and Affordable Care Act.  The new laws will incorporate many taxes and fees.  As insurance advisors, Allied wants to inform you on what to expect with the upcoming healthcare reform.  Our information comes from estimates generated by HAP. Based on… [Read more]

Get Health Insurance information on your mobile device

Our agency knows how important it is to have access to your health insurance information during an emergency.  Outside of the ID cards and policy information that you get at renewal, we also strive to have the latest information available on our website and your mobile devices.  Did you know that you can have all… [Read more]

2012 Survey Results: Employee Benefits Benchmark Survey

In this recovering economy, employers across the country are taking a hard look at their current benefits offerings and asking what they can afford to keep, and what they can’t afford to lose. As employers strive to strike a balance between providing a competitive benefits package and containing costs, survey results indicate respondents are implementing… [Read more]

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